Banca Ifis 2013


rendimax is Banca IFIS’s high-yield online savings account aimed at private investors, companies and insolvency proceedings.

It was created in July 2008, and at the end of 2014 there were 80 thousand rendimax accounts with funding exceeding 3,2 billion Euro.


The decrease in deposits held at the bank is the intended result of a series of actions taken to reduce the cost of funding consistently with market trends, also in light of the excess liquidity and the availability of abundant alternative sources of funding.

The rendimax product still bears the hallmarks that have characterised it from the outset: the attention to the customer, the simplicity of the product, and the transparency and excellent quality of the dedicated service. Customers can still choose from a wide range of diverse offerings: call deposits, fixed-term deposits with interest paid in advance (“First option”) or in quarterly arrears (“Top option”), or rendimax like, a call deposit with cash amounts available 33 days after the request. Here are some other characteristics of rendimax: exclusively online account opening and management, security (also due to the guarantee of the Interbank Deposit Protection Fund) and zero costs. In addition to the total exemption from setting-up and management fees, the stamp duty is paid by the Bank, and therefore the customer faces no such cost. The rendimax savings account also offers several maturity options for fixed-term deposits, from one to 24 months.

Rendimax savers can use the exclusive rendimax debit card (which runs on the Bancomat/Pagobancomat and Cirrus/Maestro services).

Last updated on 2015-01-19