Group historical data

The following table shows the main indicators and performances recorded by the Group during the last 5 years.

GROUP HISTORICAL DATA
(in thousands of Euro)
31.12.201431.12.201331.12.201231.12.201131.12.2010
Available for sale financial assets 243.325 2.529.179 1.974.591 1.685.163 818.507
Held to maturity financial assets 4.827.363 5.818.019 3.120.428 - -
Loans to customers 2.814.330 2.296.933 2.292.314 1.722.481 1.571.592
Due to banks 2.258.967 6.665.847 557.323 2.001.734 752.457
Due to customers 5.483.474 4.178.276 7.119.008 1.657.224 1.802.011
Equity 437.850 380.323 309.017 196.282 206.613
           
Net banking income 280.930 264.196 244.917 121.453 94.430
Net profit from financial activities 249.631 219.609 191.166 89.310 69.986
Group net profit 95.876 84.841 78.076 26.535 18.626
KPI (1):          
ROE 23,5% 24,8% 29,9% 12,6% 10,9%
ROA 1,7% 1,3% 1,5% 1,1% 1,1%
ROCA 1,3% 0,6% 1,0% 1,1% 1,1%
Cost/Income ratio 37,3% 28,9% 27,9% 39,1% 42,5%
Cost of credit quality 1,5% 2,4% 3,0% 1,9% 1,9%
Net bad loans trade receivables/Trade receivables loans to customers 1,3% 2,6% 4,3% 4,3% 2,4%
Net bad loans trade receivables/Equity 7,5% 13,4% 24,8% 33,7% 18,6%
Coverage ratio on gross bad loans trade receivables 86,4% 78,4% 61,6% 58,9% 63,6%
Net trade receivables impaired loans/Trade receivables loans to customers 4,6% 8,4% 18,9% 11,5% 14,1%
Net trade receivables impaired loans /Equity 25,7% 42,8% 107,9% 96,6% 106,8%
Total own funds Capital Ratio (2) 14,2% 13,5% 12,7% 10,8% 11,3%
Common Equity Tier 1 Ratio (2) 13,9% 13,7% 12,9% 11,2% 11,5%
           
Number of share outstanding (3) (in thousands) 52.924 52.728 53.551 52.814 51.582
Book per share 8,27 7,21 5,77 3,72 4,01
EPS 1,81 1,61 1,46 0,51 0,36
Dividend per share 0,66 0,57 0,37 0,25 0,20
Payout ratio 36,44% 35,4% 25,4% 50,6% 56,3%

(1) For the definition of the KPIs in the table, please see the consolidated annual report glossary.
(2) The new set of harmonised regulations for banks and investment firms included in EU Regulation no. 575/2013 (CRR) and in Directive 2013/36/EU (CRD IV) is applicable as from 1 January 2014. See the Impact of regulatory changes. Data for periods up until 31 December 2013 were recognised according to previous regulations (Basel 2). The Solvency ratio and the Core Tier 1 have been recognised under Total Equity Ratio and Common Equity Tier 1 Ratio, respectively.
(3) Outstanding shares are net of treasury shares held in the portfolio.

Last updated on 2015-01-19